happy couple celebrating their cash out auto loan savings

For members of:

The savings you deserve from places you don’t expect.

Customers on average save $799* with eligible refunds of $2,200*. Upload your auto loan documents now to see what you can save.

Save at least $799*


On average customers save $799* on service contracts.

$2,200 Refund


Average cash refund returned to you (in case of refinance) or used to pay down your existing loan

Savings in seconds


Upload a few documents and our AI will tell you if you can save on your products


Let AUTOPAY guide you to real savings. 

For the last decade, AUTOPAY has been helping auto owners save real money. Recently, we have created a new way for you to save big money.

Have you recently purchased an extended warranty or vehicle service contract from the dealership? If so, protection products are typically a wise choice. However, we are here to make sure you don’t need to pay too much for your protection.

After a quick upload of a couple documents, we can instantly tell you if you’ve paid too much for the products protecting your vehicle. If so, don’t stress! We will cancel and replace it with comparable coverage and get you a refund (either pay down your loan balance or money in your pocket).

Customers are getting thousands of dollars back in their pocket.

It’s that easy.

How it works

1. Upload documents


Upload your vehicle service contract, GAP policy, or your Retail Installment Contract. All of these were provided at the time you financed your vehicle at the Dealership

2. Review savings


View your Checklight Report to see available savings and refunds

3. We handle the rest


Our team and our technology will do the rest


Drive Smarter Savings with AUTOPAY

Too good to be true?

It’s not.  Most customers who purchase an extended warranty never realized they had options. So they are stuck with what the dealership had to offer.  And it ends up, most dealerships get you into a plan that works for them.  Not you.  

That’s where AutoPay makes it easy.  We get you into a competitive product at a fraction of the cost.  Then we buy out your contract.   It’s that simple. 





Customers are saving hundreds with eligible refunds in the thousands of dollars.

Upload your auto loan documents now to see what you can save!

*Based on 2024 transactions where Service Contracts were purchased in the last 12 months, had a term of 24 months of more, and an Original Cost of $1,800 or more.