About us

We lead by example,
this is our story.

The beginning of a hassle free refinance process with AUTOPAY

AUTOPAY is a team. We come from all kinds of backgrounds and experiences to create something new: We’re a bunch of technologists, lending experts and customer service fanatics. We seek a better way to do car loans. Our work won’t “save the world” but we do change many people’s lives for the better on a daily basis and that means a lot to us. Our expectations are high, and while we still have a long way to go as a company and team we’re growing fast, seeing real impacts, heading for our finish line.

Optimism

Every problem is an opportunity
to find a better solution.

Growth

Dig in & go farther to make
products, systems & lives better.

Integrity

Trust is a must.
Start with respect, candor & honesty.

What we Value

Values are more than pretty words so ours set a standard we strive to reach. We’ve learned that the “soft stuff” is also the truly important stuff. These 4 values are our compass: Integrity, Optimism, Hard work & Growth. We’re still building the company we want to be, but these values help us create a collaborative team mindset and a better place to work. They also improve how we connect with customers (and each other) and drive the development of a product we’re proud of.

We aren’t satisfied with business-as-usual in car lending because we’ve been on the inside and seen countless ways to make lending better. That’s why AUTOPAY is leading the way to more transparent, fair, easy, and friendly car loans for all. It also feels great to help people save money!

We’ve helped more than
700,000 customers

We provide our customers with solutions that improve their financial situation. If you’re in the market for a new or used car, we can help you get the rate you deserve. If you already have an auto loan, we could help you find a better rate that lowers your payment.

Jeff Hutcheson

Co-Founder and Co-CEO of The Savings Group

Jeff has been working in the auto finance industry for 24 years. After receiving a BS in Finance and MBA from the University of Colorado, he began his career managing automobile loan portfolios and creating portfolio management and liquidity strategies for and with financial institutions around the country.

Seth Meyer

Co-Founder Co-CEO of The Savings Group

In his leadership role, Seth co-founded the company and helps oversee strategic growth, operations, and innovation in delivering competitive vehicle financing and refinancing options across a broad lender network. His experience in building and scaling digital finance platforms supports The Savings Group’s mission of expanding access to efficient auto finance solutions.

John Kenny

John Kenny is a seasoned technology executive with more than 35 years of experience leading large‑scale IT, digital transformation, and product development initiatives in financial services. With over three decades in consumer lending and collections, he has held senior leadership roles at PricewaterhouseCoopers, Cash America, EZCORP, and RateGenius, where he drove modernization of lending platforms, point‑of‑sale systems, and data architecture. John is known for aligning technology strategy with business growth, operational efficiency, and scalable product delivery. He holds a BBA from the University of Texas at Austin and an MBA from Texas Christian University, and is based in Austin, Texas.

David Hornick

In his leadership role, David guides the technology strategy and engineering teams powering the company’s diversified automotive finance marketplace. With over 25 years of experience building platforms, scaling teams, and driving growth, he brings a pragmatic approach to leveraging modern tools and technologies in service of The Savings Group’s mission to connect consumers with lenders and financial services across the nation.