Developer of AutoPay, the premiere payment processing software.

The Payment Processing Business Opportunity

America's businesses are looking for ways to reduce costs and improve cash flow. Failure to control expenses and cash flow is the leading cause of business failures. Companies spend huge dollars to create, market and distribute their products and services but have generally been inefficient with their Accounts Receivable collections. Companies now recognize that the most efficient way to collect their receivable is to directly debit their customers' accounts or charge their credit card accounts. This eliminates the costly invoicing process (material, labor, postage) and assures payments are received on the due date, thus increasing their all-important cash flow.

The Payment Processing Business Opportunity provides you with everything you need to operate this business. Here is what the service does for companies.

• Eliminates the expense of invoices:

By getting their customers to agree to automatic debit or credit transactions, a company can eliminate the expensive process of creating invoices. No more expense for the paper invoices, the labor of printing, folding, stuffing envelopes. No more postage expense. Each billing period you create the transactions automatically using our AutoPay software by either printing preauthorized drafts (checks), sending electronic funds transactions through the banking system (ACH transactions), sending credit card transactions to the credit card processor or transmitting electronic statements via Email.

Customers love the convenience. No more checks to write and mail. Payments are always on time whether they are at home or on vacation.

• Increases cash flow:

Because the transactions described above are generated on the due date (except Email statements), a company does not have to wait for the mail or late payments, a major source of reduced cash flow. The payments are credited to the company's account on the date they are due!

You will also be able to assist companies that sell products over the phone with the Checks-By-Phone service. With so many people that do not have credit cards or have exceeded their limit, Checks-By-Phone provides the company with another payment vehicle. They simply ask the customers for their bank number and account number along with their name and the amount of purchase and fax to you. You print and mail the drafts the next business day. This service is also used extensively in the collections process.

• Potential Customers

• Earnings Potential

Below is an example of long term earnings potential processing only drafts and ACH transactions.

Small accounts - Bank Drafts with an average number of transactions of 250 per month at $.80 per transaction.

Large accounts - EFT with an average number of transactions of 1000 per month at $.40 per transaction.             

* The above projections are not meant to be a guarantee of income but are merely estimates of earnings potential. Actual earnings depend on several variables including the individual's effort put into the business.

Income from Checks-By-Phone, Credit Cards and Electronic Statement are not included in the above projections and can be an additional 50% - 100% of those amounts.

• What You Need to Get Started
  • You will need a 486 PC or higher with Windows 9x, a modem and a laser printer with a MICR toner cartridge..
  • APS provides everything else you need to be successful:
    • The APS state-of-the-art AutoPay software 5 client version.  You can process drafts,  ACH, electronic statements and maintain a database for credit card transactions (to send credit card transactions to a processor you must also purchase the credit card software for $495).
    • An Operations Manual which details all aspects of the business
      • Day-to-day activities
      • Sample contracts and agreements (also provided on disk so you can easily modify for your own use)
      • Sample newspaper ads for hiring sales reps (including Independent Contractor Agreement)
      • AutoPay user documentation
    • PowerPoint sales presentation
    • 500 business names and addresses on disk to start a direct mail marketing program
    • 100 blank drafts
    • 90 days unlimited support from APS

The entry level package described above - $795.

Larger Versions of AutoPay:  

 Add $100 to an upgrade if purchased after the initial purchase.

• AutoTransfer Software - $100.  This system is designed for your clients to use.  A client can either enter data manually and transmit to your server or interface directly with their existing database and transmit to your server.  This is a one-time purchase.  You can provide a copy of the software to as many clients as you like.
• Service and Support. This business opportunity package comes with service and support for 90 days and entitles you to live technical and business support as well as any upgrades to the software.

        Optional Annual Service and Support - $395  

Contact us now to get started with the best opportunity, the best software and a home office staff dedicated to your success