APS Automated Payment Services

 

Developer of AutoPay, the premiere payment processing software.

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The Collections/Past Due Accounts Management Business Opportunity

All companies have past due accounts. Internal collection attempts are often expensive and not very successful. Collection agencies "pick" the accounts they want to collect and charge up to 50% of what is collected. The APS program is simple, low cost and guaranteed. Companies quickly recognize its benefits and sales are easy.

The APS program is based on the psychology and impact a third party has on the payment of bills by a debtor. The goal is to get our client's bills paid ahead of someone else's. This is NOT a collection agency business. You will not be collecting, receiving, or in any way, handling the company's payments, but you will substantially improve the collections and therefore improve cash flow.

The program offers companies a low fixed cost, low risk way of collecting past due accounts AND we guarantee the company will collect the cost of the service. They cannot lose.

How it Works

As a licensee of APS you will market this service to businesses.  Purchases may be made in blocks of 25, 50 or 100 accounts and the cost is $14.00, $12.00 and $9.95 per account, respectively. The company completes a form for each "account" (debtor) and sends it to APS. APS then generates a series of letters to the debtor requesting payment be made to the company. The third party involvement gets the debtor to pay.  There are three letter series designed for debtors of consumer/retail, commercial and professional (doctors, dentists, etc.) businesses plus a series designed for bad checks.  There are several options the company can select, including one customized line of text in the letter.

Potential Earnings

The potential earnings shown below are based on the number of accounts sold per week.  In the example, it is assumed the average fee per account sold is $12.00.  The Licensee pays a processing fee of $5.25 per account APS for printing, mail preparation and postage.  The example assumes there are 200 accounts sold per week, an easily attainable sales figure. 

Example: 200*($12.00 - $5.25)*52= $70,200 per year

The example also assumes Sales staff are paid 60% of your of your net, but the Licensee may choose any percentage.        

  Sales per week-accounts

Licensee income/yr

Sales staff income/yr

Licensee income from staff per year

Total Licensee income per year

          200  $ 70,200 $  42,140 $ 28,080

$ 98,280

          400   140,400    84,240   56,160

 196,560

          800   280,800   168,480  112,320

393,120

        1000   351,100   210,600  140,400

491,500

The above earnings are not meant to be a guarantee of income but are merely estimates of earnings potential. Actual earnings depend on several variables, including the individual's effort put into the business. 

  • What You Get
    • You get everything you need to successfully operate this business.
    • An Operations Manual which details all aspects of the business.
      • Day-to-day activities
      • Marketing materials
      • Telemarketing scripts
      • Copies of all letters
    • Tips for hiring sales reps (including Independent Contractor Agreement)
    • Sample marketing materials (brochures, etc.) and agreements on disk
    • PowerPoint sales presentation
    • 500 business names and addresses on disk to start a marketing program
    • Unlimited support from APS

All of the above for a one time fee of $495!

APS charges a processing fee of $5.25 per account.  This is for materials, labor and postage costs to process and mail the letters.  There are no other fees.

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